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Bankruptcy is an option you should consider if your current outstanding liabilities are overwhelming you financially. The goal of a bankruptcy is to receive a Discharge which will give you relief from most debts and collection activity.

In Bankruptcy you may keep your car, home and personal property – all while discharging your unsecured debts. In many instances you may elect to surrender a car or home which is upside down and under-secured – this can help you to balance your budget and improve cash flow.

When you obtain a discharge your credit score may improve – this depends upon what your credit score was before you filed bankruptcy. If you have collection accounts, missed/late payments, charge-offs, repossessions or judgments it is very likely that bankruptcy will increase your credit score. Imagine a fresh start!

The new bankruptcy laws can help you! Contact me so that I can discuss your options with you today! Get a fresh start!